Debt-to-Income (DTI) Ratio: The Simple, Friendly Guide For Homebuyers

Debt-to-Income (DTI) Ratio: The Simple, Friendly Guide For Homebuyers

Debt-to-Income (DTI) Ratio: The Simple, Friendly Guide For HomebuyersBrett Turner
Published on: 01/12/2026

Understand debt-to-income (DTI) like a pro. Learn front-end vs back-end DTI, how to calculate it with examples, ideal ratios by loan type, what counts, and simple strategies to improve your DTI.

Home Buying TipsFirst-Time Home Buyers Mortgage QualificationHOME LOAN EDUCATIONLoan ProgramsHomebuyer EducationMortgage Education
How to Win a Home Offer Without Overpaying in a Competitive Market

How to Win a Home Offer Without Overpaying in a Competitive Market

How to Win a Home Offer Without Overpaying in a Competitive MarketBrett Turner
Published on: 01/09/2026

Learn proven strategies to win home offers in competitive Georgia, Tennessee & Florida markets without overpaying. Pre-approval tips, escalation clauses & more.

Home Buying TipsFirst-Time Home Buyers Homebuyer Education